HIPAA and FACTA Compliance

HIPAA and FACTA Compliance

Mobile Document Destruction offers customers  worry-free compliance with HIPAA and FACTA regulations by shredding all documents and papers beyond repair or recognition.

HIPAA, the Health Insurance Portability and Accountability Act, is a Federal law created to prevent the abuse of personal health information. Institutions, businesses, hospitals, and medical offices that are required to comply with HIPAA are called "covered entities." Technically, every employer in the U.S. with completed health insurance applications on file is considered a "small covered entity" under HIPAA. In addition, every covered entity must have documented policies defining the reasonable measures they institute to prevent unauthorized access of patient health and healthcare information.

Protected health information includes documents such as diagnosis, prescriptions, billing information, medical history, notes, appointments memos, phone messages, sign-in logs, x-rays and other patient images, claim forms, insurance information, copies of forms, and more. All these things must be discarded properly--simply throwing these documents and items out with the trash is not acceptable.

FACTA, sometimes called the FACT Act, is a similar law that affects nearly every business in the United States. FACTA is the Fair and Accurate Credit Transaction Act, and requires the destruction of all consumer information prior to it being discarded. It singles out lenders, insurers, employers, landlords, government agencies, car dealers, and mortgage brokers, though it also applies to every individual and business subject to the jurisdiction of the Federal Trade Commission. That means just about everyone.

The FTC also states that every person or business must take "reasonable measures" to properly dispose of and protect information. They go on to clarify that "reasonable measures" are "burning, pulverizing, or shredding of papers containing consumer information" or entering into "a contract with another party engaged in the business of record destruction to dispose of material, specifically identified as consumer information, in a manner consistent with this rule."

Compliance with FACTA can prevent your business from dealing with civil liability, class action suits, and federal and state enforcement. The fees and possible costs associated with statutory damages, punitive damages, and government penalties can quickly add up, particularly for small businesses, if you aren't actively working to protect your documents and find yourself in a lawsuit.

Many small offices think they are too small to use a shredding service, though shredding services are the most economical and convenient way for them to ensure compliance. Shredding companies that are NAID members are the best option for anyone who has to comply with privacy laws, as they offer worry-free compliance with HIPAA and FACTA requirements. NAID members like Mobile Document Destruction destroy the information fast, can shred staples, clips, CDs, and more, allow employees more time to do their job, and are cost effective, particularly for small offices.

Complying with HIPAA and FACTA doesn't have to be a hassle for your business--just call Mobile Document Destruction today to set up your shredding date and time so we can pulverize your documents and give you worry-free compliance with the law.

Cost EstimateMDD gives quotes and estimates to any customer over the phone, fax or by email. Prices are based on container size or weight, and we can estimate the cost for full containers, cabinets, and boxes.

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Phone: (815)-932-3889
Fax: (815)-932-3838

MDD Mobile Document Destruction
7202 Illinois Route 17
Kankakee, IL 60901

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